As reported by Dow Jones Newswires, online shopping may reach U.S. $ 1 billion in one day this year. With more consumers willing to spend money online, sales will increase, but so will the risk of fraud or the right kind of cyber crime with them off operation.
So how can you avoid being used?
There are many ways to protect yourself, your privacy, and secure your money this holiday season. However, as a retreat for Christmas get shorter, many of us leave our common sense in pursuit of a desperate gift or that one fantastic deal.
Therein lies the problem. The number one way to guard against online fraud is to use common sense.
For example, many of us will go to extreme lengths to save a little money. This often includes an adventure of the "box" and the search for mass distribution in an auction or online classified sites like eBay or Craigslist, where the Better Business Bureau has warned against. Although many of the offers on the site is legitimate, it is probably a scam has hit a lot more on sites like this one.
Tip # 1 - If the deal seems too large, it is likely, especially if it comes from an individual user or a "minor" retailers. Beware of deals or sales that you do not believe is real. Maybe you've found the best buy this season, but it is more likely that you have fallen into a scam designed to trick you and steal money or information.
It is also important to remember that no matter who you're dealing with online information about Internet commerce - and danger - you.
A very good tip # 2 is to conduct research on-line suppliers you are considering purchasing. Some suppliers believe that the quality of customer service in line with the evolution of profits. Others, however, asVitaly Borker, the bottom line seems to like them for their customer satisfaction.
As reported in The New York Times and on Cnet.com Borker advantage of loopholes in the policy on credit cards to refuse to refund money and threaten customers. Only when he threatened to cut by Visa and MasterCard do Borker begun to address the needs of its customers.
Simple searches can have a sophisticated customer that the website Borker is one that should be avoided.
With credit card purchases has become the dominant form of online shopping, it is important that consumers know the policies of the card they use and which way they abused the policy.
Tip #4 - Consumers will also be wise to investigate other forms of payment such as PayPal and Bill Me Later, PayPal service. Although alternative methods may not offer the convenience of credit cards, they can provide greater security against the risks of fraud and those who can abuse the system.
No matter where and when you shop online, apply Tip # 5: Be careful. The Internet can be a dangerous place, at best. During the holiday season is often stressful danger increases exponentially and costly.
The Gift
O Holy Night (CD/DVD)
Toy Story 3
